Kelsey Marquardt is now affiliated with Rate after a short stint with Universal Lending. The Scottsdale-based lender, previously a top-producer with NFM Lending, achieves over $85 million in production annually.
An Arizona native and Arizona State University graduate, Marquardt is a former real estate agent, now licensed as a mortgage originator in Arizona, California, Colorado, Florida, Oregon, Texas and Washington.
“We’re very pleased to welcome Kelsey to Rate. She has built a strong reputation in Scottsdale through her consistent commitment to clients and partners,” Rate Divisional Manager Todd Heaton said in a press release. “Combined with Rate’s depth of products and a process designed to create a smoother experience, this is a strong fit for everyone involved.”
Marquardt’s background as a former real estate agent gives her a unique perspective on the complete homebuying process.
“I’m proud to join Rate. The combination of loan programs, competitive pricing and tools that simplify the process for clients and partners truly sets the company apart,” Marquardt said. “I’m looking forward to building on the momentum I’ve created and continuing to grow my business with the support and platform Rate provides.”

