Heather Hutchison loves putting together all the pieces of the puzzle to help clients make the biggest financial decision of their lives. Hutchison, senior vice president of mortgage lending at Guaranteed Rate Affinity, wants clients to focus on the joy of the homebuying experience and leave the financing part up to her.
“My clients stick with me throughout the entirety of the process,” she says. “I do not pass them off to a team of other loan officers.”
Through strong client relationships, a fluid process and personal attention, she has earned a five-star average rating across more than 100 reviews on Zillow and Google.
A Scotsman Guide Top 1% Originator for the past two years, Hutchison consistently has been named among her firm’s top customer service originators nationwide. In addition, she has achieved Guaranteed Rate Affinity’s President’s Club status for the past five years, is a top female producer nationally and ranks alongside Arizona’s top loan officers for both units and volume.
Hutchison increased her 2025 year-over-year production by 20% while working with 16 real estate agents that were first-time Guaranteed Rate Affinity users, building her brand based solely on reputation. After closing upward of 100 transactions in 2025, she became part of the company’s Centurion Club, an elite group of top-producing originators.
Throughout her 26 years of experience in the industry, she has been a part of every piece of the loan transaction, from processing to closing and everything in between. In the past, she has held her real estate license and managed a branch for a local title company. “Understanding every aspect of a transaction gives me a unique perspective into understanding and appreciating everyone’s roles,” she says.
Guaranteed Rate Affinity, Inc. is a private corporation organized under the laws of the state of Delaware. It has no affiliation with the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, the U.S. Department of Agriculture or any other government agency.
