A true veteran of the field, Frank Apodaca has been in the mortgage industry for 30-plus years and has done it all. From loan officer to area manager, to owning a real estate company — and everything in between.

All of those experiences give him a comprehensive understanding of the industry’s complexities. Apodaca, chief loan originator with The A-Team at Barrett Financial Group, is qualified to bank or broker loans in all states except New York. The A-Team loan originators have over 150 years of combined experience.  The A-Team is also comprised of a CPA, a financial planner, a pair of DE underwriters, as well as real estate attorneys.

“By taking the time to understand my clients’ goals and explaining loan programs, types and options, I empower them to choose the right financing option for their home,” Apodaca says. “In the process, I often save them thousands of dollars.”

In the world of mortgages and finance, Apodaca has crafted a business style that’s both fun and easy. He forgoes technical jargon, which can be overwhelming for clients, and communicates in a way that is reassuring and helps them feel confident.

“I firmly believe that it is my responsibility to provide clients with accurate and relevant information, empowering them to make informed decisions,” he says. “Their role is to communicate what resonates with them and aligns with their objectives. This collaborative approach ensures a tailored strategy that is both effective and meaningful for each client.”

By working with over 160 different banks to shop for the most suitable loan program, Apodaca tailors solutions to best fit each individual client’s needs. When clients work with him, they get not only his expertise but also a whole world of loan programs they may not discover anywhere else.